Call reports 2016
UNITED BANK OF UNION — 2016
What UNITED BANK OF UNION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 307,353,000 | 306,371,000 | 301,240,000 | 302,169,000 |
| Total loans | 223,045,000 | 227,978,000 | 227,818,000 | 231,364,000 |
| Allowance for loan losses | 4,173,000 | 4,233,000 | 4,281,000 | 3,992,000 |
| Securities available for sale | 63,847,000 | 63,912,000 | 55,914,000 | 55,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,305,000 | 264,391,000 | 264,758,000 | 262,035,000 |
| Interest-bearing deposits | 238,383,000 | 229,674,000 | 227,269,000 | 228,697,000 |
| Noninterest-bearing deposits | 33,922,000 | 34,717,000 | 37,489,000 | 33,338,000 |
| Equity capital | 33,682,000 | 34,314,000 | 34,534,000 | 33,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,937,000 | 8,919,000 | 12,015,000 |
| Interest expense | 351,000 | 680,000 | 1,002,000 | 1,315,000 |
| Net interest income | 2,575,000 | 5,257,000 | 7,917,000 | 10,700,000 |
| Noninterest income | 697,000 | 1,302,000 | 1,962,000 | 2,543,000 |
| Noninterest expense | 1,995,000 | 3,963,000 | 6,016,000 | 8,039,000 |
| Provision for loan losses | 315,000 | 480,000 | 645,000 | 810,000 |
| Pretax income | 970,000 | 2,142,000 | 3,244,000 | 4,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 970,000 | 2,142,000 | 3,244,000 | 4,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,417,000 | 33,491,000 | 33,758,000 | 34,535,000 |
| Total capital | 36,583,000 | 36,682,000 | 36,920,000 | 37,821,000 |
| Risk-weighted assets | 252,285,000 | 254,263,000 | 251,829,000 | 262,190,000 |