Call reports 2014
UNITED BANK OF UNION — 2014
What UNITED BANK OF UNION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 305,936,000 | 295,273,000 | 291,409,000 | 291,403,000 |
| Total loans | 220,253,000 | 216,364,000 | 214,805,000 | 213,589,000 |
| Allowance for loan losses | 4,679,000 | 4,665,000 | 4,733,000 | 4,867,000 |
| Securities available for sale | 56,231,000 | 56,566,000 | 56,601,000 | 64,955,000 |
| Securities held to maturity | 9,143,000 | 9,142,000 | 9,140,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,377,000 | 260,065,000 | 255,759,000 | 255,420,000 |
| Interest-bearing deposits | 242,327,000 | 230,726,000 | 226,432,000 | 227,986,000 |
| Noninterest-bearing deposits | 28,050,000 | 29,339,000 | 29,327,000 | 27,434,000 |
| Equity capital | 30,886,000 | 30,766,000 | 30,915,000 | 32,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,082,000 | 9,028,000 | 12,169,000 |
| Interest expense | 448,000 | 875,000 | 1,277,000 | 1,663,000 |
| Net interest income | 2,588,000 | 5,207,000 | 7,751,000 | 10,506,000 |
| Noninterest income | 339,000 | 776,000 | 1,229,000 | 1,745,000 |
| Noninterest expense | 1,850,000 | 3,795,000 | 5,740,000 | 7,697,000 |
| Provision for loan losses | 210,000 | 420,000 | 553,000 | 714,000 |
| Pretax income | 867,000 | 1,768,000 | 2,687,000 | 3,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,768,000 | 2,687,000 | 3,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,183,000 | 31,724,000 | 31,835,000 | 32,589,000 |
| Total capital | 35,122,000 | 34,578,000 | 34,714,000 | 35,519,000 |
| Risk-weighted assets | 233,434,000 | 228,665,000 | 228,429,000 | 232,439,000 |