Call reports 2013
UNITED BANK OF UNION — 2013
What UNITED BANK OF UNION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 300,131,000 | 304,917,000 | 296,606,000 | 297,293,000 |
| Total loans | 211,112,000 | 211,464,000 | 210,886,000 | 218,870,000 |
| Allowance for loan losses | 4,665,000 | 4,630,000 | 4,626,000 | 4,722,000 |
| Securities available for sale | 59,930,000 | 64,623,000 | 61,769,000 | 57,444,000 |
| Securities held to maturity | 7,567,000 | 11,644,000 | 11,637,000 | 11,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,400,000 | 267,087,000 | 259,312,000 | 247,484,000 |
| Interest-bearing deposits | 233,681,000 | 237,652,000 | 232,024,000 | 221,633,000 |
| Noninterest-bearing deposits | 27,719,000 | 29,435,000 | 27,288,000 | 25,851,000 |
| Equity capital | 31,959,000 | 29,907,000 | 29,755,000 | 30,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,216,000 | 6,435,000 | 9,661,000 | 12,360,000 |
| Interest expense | 594,000 | 1,154,000 | 1,678,000 | 2,138,000 |
| Net interest income | 2,622,000 | 5,281,000 | 7,983,000 | 10,222,000 |
| Noninterest income | 642,000 | 1,295,000 | 1,752,000 | 2,232,000 |
| Noninterest expense | 1,894,000 | 3,844,000 | 5,743,000 | 7,395,000 |
| Provision for loan losses | 385,000 | 595,000 | 745,000 | 1,000,000 |
| Pretax income | 985,000 | 2,137,000 | 3,247,000 | 4,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 2,137,000 | 3,247,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,859,000 | 31,121,000 | 31,304,000 | 31,716,000 |
| Total capital | 34,334,000 | 33,996,000 | 34,119,000 | 34,608,000 |
| Risk-weighted assets | 224,164,000 | 228,092,000 | 225,267,000 | 229,506,000 |