Call reports 2012
UNITED BANK OF UNION — 2012
What UNITED BANK OF UNION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 287,316,000 | 284,810,000 | 283,444,000 | 280,263,000 |
| Total loans | 206,533,000 | 202,681,000 | 207,352,000 | 212,869,000 |
| Allowance for loan losses | 4,443,000 | 4,373,000 | 4,378,000 | 4,459,000 |
| Securities available for sale | 52,772,000 | 55,578,000 | 46,675,000 | 45,990,000 |
| Securities held to maturity | 9,617,000 | 9,587,000 | 9,450,000 | 8,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,648,000 | 245,852,000 | 243,575,000 | 241,564,000 |
| Interest-bearing deposits | 223,750,000 | 217,717,000 | 214,728,000 | 215,675,000 |
| Noninterest-bearing deposits | 24,898,000 | 28,135,000 | 28,847,000 | 25,889,000 |
| Equity capital | 29,780,000 | 30,508,000 | 31,099,000 | 31,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,281,000 | 6,571,000 | 9,935,000 | 13,314,000 |
| Interest expense | 712,000 | 1,383,000 | 2,019,000 | 2,617,000 |
| Net interest income | 2,569,000 | 5,188,000 | 7,916,000 | 10,697,000 |
| Noninterest income | 653,000 | 1,262,000 | 1,948,000 | 2,441,000 |
| Noninterest expense | 1,818,000 | 3,679,000 | 5,515,000 | 7,308,000 |
| Provision for loan losses | 310,000 | 520,000 | 760,000 | 1,070,000 |
| Pretax income | 1,094,000 | 2,251,000 | 3,589,000 | 4,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,094,000 | 2,251,000 | 3,589,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,902,000 | 30,294,000 | 30,868,000 | 31,275,000 |
| Total capital | 32,598,000 | 32,946,000 | 33,556,000 | 34,078,000 |
| Risk-weighted assets | 226,902,000 | 220,082,000 | 223,934,000 | 222,577,000 |