Call reports 2011
UNITED BANK OF UNION — 2011
What UNITED BANK OF UNION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 281,446,000 | 275,951,000 | 275,022,000 | 272,599,000 |
| Total loans | 200,164,000 | 200,097,000 | 203,644,000 | 201,710,000 |
| Allowance for loan losses | 4,329,000 | 4,377,000 | 4,104,000 | 4,341,000 |
| Securities available for sale | 53,941,000 | 52,200,000 | 42,283,000 | 46,188,000 |
| Securities held to maturity | 9,757,000 | 9,724,000 | 9,707,000 | 9,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,814,000 | 236,934,000 | 235,556,000 | 234,067,000 |
| Interest-bearing deposits | 219,284,000 | 212,784,000 | 208,607,000 | 207,665,000 |
| Noninterest-bearing deposits | 23,530,000 | 24,150,000 | 26,949,000 | 26,402,000 |
| Equity capital | 27,847,000 | 29,116,000 | 29,385,000 | 29,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,400,000 | 6,811,000 | 10,138,000 | 13,499,000 |
| Interest expense | 919,000 | 1,759,000 | 2,522,000 | 3,225,000 |
| Net interest income | 2,481,000 | 5,052,000 | 7,616,000 | 10,274,000 |
| Noninterest income | 497,000 | 1,044,000 | 1,750,000 | 2,771,000 |
| Noninterest expense | 1,751,000 | 3,581,000 | 5,416,000 | 7,078,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 1,540,000 |
| Pretax income | 1,017,000 | 2,095,000 | 3,320,000 | 4,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,017,000 | 2,095,000 | 3,320,000 | 4,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,800,000 | 29,125,000 | 29,145,000 | 29,502,000 |
| Total capital | 31,477,000 | 31,790,000 | 31,553,000 | 31,880,000 |
| Risk-weighted assets | 213,049,000 | 212,495,000 | 218,303,000 | 218,524,000 |