Call reports 2010
UNITED BANK OF UNION — 2010
What UNITED BANK OF UNION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 286,288,000 | 280,061,000 | 279,783,000 | 269,548,000 |
| Total loans | 202,771,000 | 203,961,000 | 198,860,000 | 197,426,000 |
| Allowance for loan losses | 4,346,000 | 4,247,000 | 4,398,000 | 4,306,000 |
| Securities available for sale | 57,676,000 | 50,171,000 | 48,495,000 | 53,179,000 |
| Securities held to maturity | 6,534,000 | 6,784,000 | 6,784,000 | 6,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,390,000 | 239,174,000 | 238,903,000 | 231,672,000 |
| Interest-bearing deposits | 217,983,000 | 212,136,000 | 214,295,000 | 208,598,000 |
| Noninterest-bearing deposits | 23,407,000 | 27,038,000 | 24,608,000 | 23,074,000 |
| Equity capital | 28,981,000 | 28,085,000 | 28,187,000 | 27,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,267,000 | 10,885,000 | 14,488,000 |
| Interest expense | 1,129,000 | 2,216,000 | 3,215,000 | 4,197,000 |
| Net interest income | 2,490,000 | 5,051,000 | 7,670,000 | 10,291,000 |
| Noninterest income | 458,000 | 933,000 | 1,724,000 | 2,563,000 |
| Noninterest expense | 1,790,000 | 3,635,000 | 5,597,000 | 7,439,000 |
| Provision for loan losses | 310,000 | 520,000 | 918,000 | 1,268,000 |
| Pretax income | 848,000 | 1,829,000 | 2,879,000 | 4,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 848,000 | 1,829,000 | 2,879,000 | 4,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,739,000 | 27,565,000 | 27,840,000 | 28,333,000 |
| Total capital | 31,413,000 | 30,228,000 | 30,445,000 | 30,873,000 |
| Risk-weighted assets | 212,214,000 | 211,429,000 | 208,604,000 | 208,561,000 |