Call reports 2007
UNITED BANK OF UNION — 2007
What UNITED BANK OF UNION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 251,865,000 | 245,517,000 | 243,486,000 | 239,968,000 |
| Total loans | 181,734,000 | 183,617,000 | 182,286,000 | 183,969,000 |
| Allowance for loan losses | 2,961,000 | 2,995,000 | 2,947,000 | 2,927,000 |
| Securities available for sale | 53,146,000 | 48,221,000 | 47,915,000 | 39,485,000 |
| Securities held to maturity | 4,167,000 | 4,156,000 | 4,156,000 | 4,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,583,000 | 206,925,000 | 204,026,000 | 203,497,000 |
| Interest-bearing deposits | 194,252,000 | 185,005,000 | 182,368,000 | 179,642,000 |
| Noninterest-bearing deposits | 25,331,000 | 21,920,000 | 21,658,000 | 23,855,000 |
| Equity capital | 20,536,000 | 20,767,000 | 21,267,000 | 21,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,309,000 | 8,706,000 | 13,016,000 | 17,347,000 |
| Interest expense | 1,862,000 | 3,769,000 | 5,680,000 | 7,525,000 |
| Net interest income | 2,447,000 | 4,937,000 | 7,336,000 | 9,822,000 |
| Noninterest income | 379,000 | 769,000 | 1,166,000 | 1,628,000 |
| Noninterest expense | 1,407,000 | 2,887,000 | 4,416,000 | 5,876,000 |
| Provision for loan losses | 60,000 | 108,000 | 168,000 | 168,000 |
| Pretax income | 1,359,000 | 2,711,000 | 3,918,000 | 5,406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,359,000 | 2,711,000 | 3,918,000 | 5,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,574,000 | 20,930,000 | 21,128,000 | 21,607,000 |
| Total capital | 22,882,000 | 23,226,000 | 23,430,000 | 23,896,000 |
| Risk-weighted assets | 183,985,000 | 182,997,000 | 183,499,000 | 182,446,000 |