Call reports 2006
UNITED BANK OF UNION — 2006
What UNITED BANK OF UNION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 234,448,000 | 241,182,000 | 237,077,000 | 240,632,000 |
| Total loans | 177,841,000 | 178,247,000 | 179,529,000 | 180,020,000 |
| Allowance for loan losses | 3,026,000 | 3,125,000 | 3,153,000 | 2,913,000 |
| Securities available for sale | 37,049,000 | 45,617,000 | 42,582,000 | 43,293,000 |
| Securities held to maturity | 3,016,000 | 3,693,000 | 3,807,000 | 4,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,735,000 | 213,958,000 | 208,160,000 | 209,303,000 |
| Interest-bearing deposits | 183,870,000 | 189,816,000 | 184,758,000 | 186,103,000 |
| Noninterest-bearing deposits | 22,865,000 | 24,142,000 | 23,402,000 | 23,200,000 |
| Equity capital | 19,626,000 | 18,525,000 | 19,405,000 | 20,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,817,000 | 7,880,000 | 12,141,000 | 16,323,000 |
| Interest expense | 1,446,000 | 3,012,000 | 4,704,000 | 6,450,000 |
| Net interest income | 2,371,000 | 4,868,000 | 7,437,000 | 9,873,000 |
| Noninterest income | 314,000 | 614,000 | 982,000 | 1,631,000 |
| Noninterest expense | 1,394,000 | 2,813,000 | 4,300,000 | 5,648,000 |
| Provision for loan losses | 90,000 | 180,000 | 257,000 | 473,000 |
| Pretax income | 1,201,000 | 2,489,000 | 3,862,000 | 5,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,201,000 | 2,489,000 | 3,862,000 | 5,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,955,000 | 19,063,000 | 19,540,000 | 20,167,000 |
| Total capital | 22,164,000 | 21,289,000 | 21,794,000 | 22,459,000 |
| Risk-weighted assets | 175,935,000 | 177,205,000 | 179,387,000 | 182,713,000 |