Call reports 2002
UNITED BANK OF UNION — 2002
What UNITED BANK OF UNION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 185,969,000 | 182,625,000 | 186,617,000 | 187,106,000 |
| Total loans | 143,554,000 | 145,024,000 | 144,149,000 | 145,928,000 |
| Allowance for loan losses | 1,841,000 | 1,927,000 | 1,987,000 | 1,821,000 |
| Securities available for sale | 22,485,000 | 20,681,000 | 27,149,000 | 25,161,000 |
| Securities held to maturity | 4,378,000 | 4,975,000 | 4,828,000 | 6,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,954,000 | 158,516,000 | 161,318,000 | 163,035,000 |
| Interest-bearing deposits | 142,219,000 | 137,441,000 | 142,099,000 | 139,474,000 |
| Noninterest-bearing deposits | 19,735,000 | 21,075,000 | 19,219,000 | 23,561,000 |
| Equity capital | 15,677,000 | 16,442,000 | 17,178,000 | 16,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,016,000 | 6,073,000 | 9,195,000 | 12,206,000 |
| Interest expense | 1,263,000 | 2,439,000 | 3,589,000 | 4,700,000 |
| Net interest income | 1,753,000 | 3,634,000 | 5,606,000 | 7,506,000 |
| Noninterest income | 231,000 | 437,000 | 688,000 | 1,059,000 |
| Noninterest expense | 1,168,000 | 2,378,000 | 3,641,000 | 4,774,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,451,000 |
| Pretax income | 666,000 | 1,393,000 | 2,203,000 | 2,340,000 |
| Income tax | 386,000 | 381,000 | 381,000 | 381,000 |
| Net income | 280,000 | 1,012,000 | 1,822,000 | 1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,606,000 | 16,092,000 | 16,649,000 | 15,750,000 |
| Total capital | 17,389,000 | 17,901,000 | 18,442,000 | 17,565,000 |
| Risk-weighted assets | 142,594,000 | 144,572,000 | 143,227,000 | 145,167,000 |