Call reports 2001
UNITED BANK OF UNION — 2001
What UNITED BANK OF UNION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 188,168,000 | 184,782,000 | 178,997,000 | 180,165,000 |
| Total loans | 139,667,000 | 141,881,000 | 138,463,000 | 142,947,000 |
| Allowance for loan losses | 1,585,000 | 1,738,000 | 1,702,000 | 1,715,000 |
| Securities available for sale | 31,228,000 | 26,939,000 | 21,263,000 | 19,110,000 |
| Securities held to maturity | 3,345,000 | 4,581,000 | 4,543,000 | 4,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,711,000 | 162,904,000 | 157,769,000 | 155,890,000 |
| Interest-bearing deposits | 148,376,000 | 143,712,000 | 138,443,000 | 135,869,000 |
| Noninterest-bearing deposits | 18,335,000 | 19,192,000 | 19,326,000 | 20,021,000 |
| Equity capital | 15,328,000 | 15,442,000 | 16,039,000 | 15,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,872,000 | 7,667,000 | 11,117,000 | 14,356,000 |
| Interest expense | 1,867,000 | 3,615,000 | 5,173,000 | 6,568,000 |
| Net interest income | 2,005,000 | 4,052,000 | 5,944,000 | 7,788,000 |
| Noninterest income | 156,000 | 350,000 | 561,000 | 826,000 |
| Noninterest expense | 1,047,000 | 2,146,000 | 3,220,000 | 4,224,000 |
| Provision for loan losses | 120,000 | 429,000 | 779,000 | 959,000 |
| Pretax income | 994,000 | 1,827,000 | 2,506,000 | 3,431,000 |
| Income tax | 323,000 | 593,000 | 801,000 | 1,095,000 |
| Net income | 671,000 | 1,234,000 | 1,705,000 | 2,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,168,000 | 15,270,000 | 15,738,000 | 15,582,000 |
| Total capital | 16,753,000 | 16,921,000 | 17,364,000 | 17,255,000 |
| Risk-weighted assets | 128,876,000 | 132,031,000 | 129,993,000 | 133,810,000 |