Call reports 2009
UNION BANK OF BENTON, THE — 2009
What UNION BANK OF BENTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 |
|---|---|
| Total assets | 226,253,000 |
| Total loans | 84,994,000 |
| Allowance for loan losses | 585,000 |
| Securities available for sale | 64,097,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 177,852,000 |
| Interest-bearing deposits | 147,859,000 |
| Noninterest-bearing deposits | 29,993,000 |
| Equity capital | 28,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 |
|---|---|
| Interest income | 2,551,000 |
| Interest expense | 718,000 |
| Net interest income | 1,833,000 |
| Noninterest income | 253,000 |
| Noninterest expense | 1,554,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 500,000 |
| Income tax | 107,000 |
| Net income | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 |
|---|---|
| Tier 1 capital | 20,387,000 |
| Total capital | 20,972,000 |
| Risk-weighted assets | 115,589,000 |