Call reports 2006
UNION BANK OF BENTON, THE — 2006
What UNION BANK OF BENTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 214,605,000 | 218,408,000 | 222,784,000 | 234,274,000 |
| Total loans | 81,469,000 | 81,575,000 | 81,324,000 | 82,383,000 |
| Allowance for loan losses | 1,189,000 | 1,222,000 | 1,281,000 | 1,156,000 |
| Securities available for sale | 110,800,000 | 116,074,000 | 127,342,000 | 127,704,000 |
| Securities held to maturity | 9,635,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,346,000 | 180,568,000 | 178,011,000 | 186,134,000 |
| Interest-bearing deposits | 138,168,000 | 143,550,000 | 140,365,000 | 149,673,000 |
| Noninterest-bearing deposits | 36,178,000 | 37,018,000 | 37,646,000 | 36,461,000 |
| Equity capital | 14,457,000 | 13,275,000 | 15,093,000 | 15,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,907,000 | 8,991,000 | 12,226,000 |
| Interest expense | 1,114,000 | 2,393,000 | 3,712,000 | 5,215,000 |
| Net interest income | 1,807,000 | 3,514,000 | 5,279,000 | 7,011,000 |
| Noninterest income | 296,000 | 608,000 | 923,000 | 1,232,000 |
| Noninterest expense | 1,551,000 | 3,190,000 | 4,720,000 | 6,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 552,000 | 933,000 | 1,489,000 | 1,788,000 |
| Income tax | 148,000 | 242,000 | 393,000 | 462,000 |
| Net income | 404,000 | 691,000 | 1,096,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,389,000 | 16,678,000 | 16,784,000 | 16,644,000 |
| Total capital | 17,578,000 | 17,900,000 | 18,065,000 | 17,800,000 |
| Risk-weighted assets | 108,769,000 | 109,661,000 | 108,573,000 | 111,610,000 |