Call reports 2002
UNION BANK OF BENTON, THE — 2002
What UNION BANK OF BENTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 260,924,000 | 249,353,000 | 239,528,000 | 234,267,000 |
| Total loans | 78,666,000 | 72,403,000 | 69,384,000 | 69,528,000 |
| Allowance for loan losses | 2,486,000 | 1,965,000 | 1,878,000 | 1,888,000 |
| Securities available for sale | 129,832,000 | 117,591,000 | 107,623,000 | 96,861,000 |
| Securities held to maturity | 13,964,000 | 12,519,000 | 12,568,000 | 21,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,925,000 | 193,499,000 | 187,904,000 | 188,916,000 |
| Interest-bearing deposits | 156,939,000 | 164,067,000 | 159,819,000 | 161,736,000 |
| Noninterest-bearing deposits | 28,986,000 | 29,432,000 | 28,085,000 | 27,180,000 |
| Equity capital | 18,490,000 | 19,817,000 | 20,101,000 | 20,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,214,000 | 6,333,000 | 9,037,000 | 11,820,000 |
| Interest expense | 1,669,000 | 3,177,000 | 4,387,000 | 5,361,000 |
| Net interest income | 1,545,000 | 3,156,000 | 4,650,000 | 6,459,000 |
| Noninterest income | 400,000 | 868,000 | 1,329,000 | 1,771,000 |
| Noninterest expense | 1,784,000 | 3,441,000 | 5,176,000 | 6,991,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 77,000 | 502,000 | 722,000 | 1,158,000 |
| Income tax | 0 | 11,000 | 19,000 | 111,000 |
| Net income | 77,000 | 491,000 | 703,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,914,000 | 17,328,000 | 17,539,000 | 17,607,000 |
| Total capital | 19,234,000 | 19,519,000 | 19,647,000 | 19,650,000 |
| Risk-weighted assets | 109,523,000 | 101,578,000 | 96,665,000 | 93,336,000 |