Call reports 2001
UNION BANK OF BENTON, THE — 2001
What UNION BANK OF BENTON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 232,809,000 | 233,275,000 | 233,420,000 | 247,576,000 |
| Total loans | 105,753,000 | 96,046,000 | 91,833,000 | 81,741,000 |
| Allowance for loan losses | 2,128,000 | 1,859,000 | 2,583,000 | 2,336,000 |
| Securities available for sale | 69,587,000 | 76,556,000 | 86,835,000 | 115,883,000 |
| Securities held to maturity | 30,336,000 | 24,797,000 | 17,691,000 | 17,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,193,000 | 171,830,000 | 170,286,000 | 169,836,000 |
| Interest-bearing deposits | 153,682,000 | 145,628,000 | 143,157,000 | 142,827,000 |
| Noninterest-bearing deposits | 29,511,000 | 26,202,000 | 27,129,000 | 27,009,000 |
| Equity capital | 19,863,000 | 20,105,000 | 19,959,000 | 19,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,080,000 | 7,951,000 | 11,631,000 | 15,046,000 |
| Interest expense | 2,186,000 | 4,268,000 | 6,176,000 | 7,960,000 |
| Net interest income | 1,894,000 | 3,683,000 | 5,455,000 | 7,086,000 |
| Noninterest income | 367,000 | 822,000 | 1,561,000 | 2,006,000 |
| Noninterest expense | 1,728,000 | 3,530,000 | 5,374,000 | 7,022,000 |
| Provision for loan losses | 0 | 0 | 1,246,000 | 2,656,000 |
| Pretax income | 524,000 | 966,000 | 387,000 | -595,000 |
| Income tax | 75,000 | 144,000 | 0 | -600,000 |
| Net income | 449,000 | 822,000 | 387,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,180,000 | 18,253,000 | 17,818,000 | 16,836,000 |
| Total capital | 20,722,000 | 20,830,000 | 20,149,000 | 19,135,000 |
| Risk-weighted assets | 128,972,000 | 121,551,000 | 109,808,000 | 105,725,000 |