Call reports 2016
FIRST BANK OF LILLY — 2016
What FIRST BANK OF LILLY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,271,000 | 21,185,000 | 21,393,000 | 20,896,000 |
| Total loans | 6,018,000 | 5,946,000 | 6,056,000 | 5,817,000 |
| Allowance for loan losses | 90,000 | 91,000 | 91,000 | 93,000 |
| Securities available for sale | 12,397,000 | 11,785,000 | 10,977,000 | 11,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,152,000 | 17,040,000 | 17,289,000 | 17,173,000 |
| Interest-bearing deposits | 14,131,000 | 13,881,000 | 13,865,000 | 13,875,000 |
| Noninterest-bearing deposits | 3,021,000 | 3,159,000 | 3,424,000 | 3,298,000 |
| Equity capital | 3,890,000 | 3,920,000 | 3,904,000 | 3,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 338,000 | 503,000 | 670,000 |
| Interest expense | 17,000 | 33,000 | 49,000 | 65,000 |
| Net interest income | 149,000 | 305,000 | 454,000 | 605,000 |
| Noninterest income | 9,000 | 15,000 | 24,000 | 31,000 |
| Noninterest expense | 145,000 | 302,000 | 457,000 | 603,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 13,000 | 20,000 | 24,000 | 34,000 |
| Income tax | 0 | 0 | -4,000 | -4,000 |
| Net income | 13,000 | 20,000 | 28,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,559,000 | 3,567,000 | 3,577,000 |
| Total capital | 3,469,000 | 3,650,000 | 3,658,000 | 3,670,000 |
| Risk-weighted assets | 9,113,000 | 8,906,000 | 9,144,000 | 8,932,000 |