Call reports 2015
FIRST BANK OF LILLY — 2015
What FIRST BANK OF LILLY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 21,936,000 | 21,354,000 | 21,211,000 | 21,512,000 |
| Total loans | 5,611,000 | 5,866,000 | 6,138,000 | 6,207,000 |
| Allowance for loan losses | 95,000 | 95,000 | 87,000 | 90,000 |
| Securities available for sale | 12,854,000 | 11,984,000 | 11,837,000 | 11,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,623,000 | 17,275,000 | 17,074,000 | 17,459,000 |
| Interest-bearing deposits | 14,809,000 | 14,175,000 | 13,951,000 | 14,220,000 |
| Noninterest-bearing deposits | 2,814,000 | 3,100,000 | 3,123,000 | 3,239,000 |
| Equity capital | 4,010,000 | 3,869,000 | 3,911,000 | 3,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 352,000 | 522,000 | 690,000 |
| Interest expense | 21,000 | 43,000 | 61,000 | 78,000 |
| Net interest income | 161,000 | 309,000 | 461,000 | 612,000 |
| Noninterest income | 8,000 | 17,000 | 22,000 | 16,000 |
| Noninterest expense | 196,000 | 358,000 | 525,000 | 684,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | -41,000 | -55,000 | -65,000 | -70,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -55,000 | -65,000 | -70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,569,000 | 3,554,000 | 3,545,000 | 3,539,000 |
| Total capital | 3,664,000 | 3,649,000 | 3,632,000 | 3,629,000 |
| Risk-weighted assets | 8,496,000 | 8,969,000 | 9,147,000 | 9,031,000 |