Call reports 2014
FIRST BANK OF LILLY — 2014
What FIRST BANK OF LILLY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 22,095,000 | 22,623,000 | 22,115,000 | 21,945,000 |
| Total loans | 5,840,000 | 6,030,000 | 6,141,000 | 5,718,000 |
| Allowance for loan losses | 92,000 | 92,000 | 92,000 | 95,000 |
| Securities available for sale | 14,331,000 | 14,769,000 | 14,258,000 | 14,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,257,000 | 18,659,000 | 18,064,000 | 17,725,000 |
| Interest-bearing deposits | 15,186,000 | 15,331,000 | 15,043,000 | 14,921,000 |
| Noninterest-bearing deposits | 3,071,000 | 3,328,000 | 3,021,000 | 2,804,000 |
| Equity capital | 3,717,000 | 3,818,000 | 3,872,000 | 3,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 386,000 | 581,000 | 772,000 |
| Interest expense | 25,000 | 48,000 | 72,000 | 94,000 |
| Net interest income | 166,000 | 338,000 | 509,000 | 678,000 |
| Noninterest income | 8,000 | 15,000 | 16,000 | 25,000 |
| Noninterest expense | 152,000 | 308,000 | 481,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 22,000 | 45,000 | 44,000 | 53,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 3,000 |
| Net income | 20,000 | 42,000 | 41,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,619,000 | 3,621,000 | 3,621,000 | 3,610,000 |
| Total capital | 3,711,000 | 3,713,000 | 3,713,000 | 3,705,000 |
| Risk-weighted assets | 9,536,000 | 9,741,000 | 9,650,000 | 9,131,000 |