Call reports 2013
FIRST BANK OF LILLY — 2013
What FIRST BANK OF LILLY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,725,000 | 22,731,000 | 22,769,000 | 22,298,000 |
| Total loans | 5,594,000 | 5,770,000 | 5,723,000 | 5,534,000 |
| Allowance for loan losses | 87,000 | 93,000 | 92,000 | 92,000 |
| Securities available for sale | 14,546,000 | 14,964,000 | 14,188,000 | 14,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,257,000 | 18,787,000 | 19,097,000 | 18,696,000 |
| Interest-bearing deposits | 16,096,000 | 15,874,000 | 15,706,000 | 15,270,000 |
| Noninterest-bearing deposits | 3,161,000 | 2,913,000 | 3,391,000 | 3,426,000 |
| Equity capital | 4,126,000 | 3,781,000 | 3,612,000 | 3,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 386,000 | 577,000 | 766,000 |
| Interest expense | 36,000 | 70,000 | 102,000 | 131,000 |
| Net interest income | 162,000 | 316,000 | 475,000 | 635,000 |
| Noninterest income | 12,000 | 19,000 | 27,000 | 35,000 |
| Noninterest expense | 156,000 | 318,000 | 486,000 | 652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 38,000 | 37,000 | 39,000 |
| Income tax | 0 | 2,000 | 2,000 | 1,000 |
| Net income | 39,000 | 36,000 | 35,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,642,000 | 3,618,000 | 3,617,000 | 3,599,000 |
| Total capital | 3,729,000 | 3,711,000 | 3,709,000 | 3,691,000 |
| Risk-weighted assets | 9,480,000 | 9,765,000 | 9,684,000 | 9,399,000 |