Call reports 2010
FIRST BANK OF LILLY — 2010
What FIRST BANK OF LILLY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,006,000 | 23,060,000 | 23,514,000 | 23,336,000 |
| Total loans | 7,157,000 | 6,997,000 | 6,771,000 | 7,084,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 87,000 |
| Securities available for sale | 13,161,000 | 13,664,000 | 14,221,000 | 14,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,158,000 | 18,939,000 | 19,472,000 | 19,856,000 |
| Interest-bearing deposits | 16,837,000 | 16,487,000 | 16,809,000 | 17,535,000 |
| Noninterest-bearing deposits | 2,321,000 | 2,452,000 | 2,663,000 | 2,321,000 |
| Equity capital | 3,652,000 | 3,848,000 | 3,809,000 | 3,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 497,000 | 750,000 | 1,003,000 |
| Interest expense | 77,000 | 149,000 | 219,000 | 289,000 |
| Net interest income | 171,000 | 348,000 | 531,000 | 714,000 |
| Noninterest income | 10,000 | 19,000 | 30,000 | 40,000 |
| Noninterest expense | 160,000 | 325,000 | 513,000 | 683,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 30,000 | 73,000 | 91,000 | 109,000 |
| Income tax | 0 | 2,000 | 2,000 | 5,000 |
| Net income | 30,000 | 71,000 | 89,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,472,000 | 3,493,000 | 3,511,000 | 3,505,000 |
| Total capital | 3,554,000 | 3,575,000 | 3,593,000 | 3,592,000 |
| Risk-weighted assets | 9,668,000 | 10,069,000 | 10,309,000 | 10,984,000 |