Call reports 2009
FIRST BANK OF LILLY — 2009
What FIRST BANK OF LILLY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,264,000 | 23,013,000 | 23,211,000 | 23,158,000 |
| Total loans | 7,590,000 | 7,355,000 | 7,583,000 | 7,405,000 |
| Allowance for loan losses | 78,000 | 78,000 | 78,000 | 81,000 |
| Securities available for sale | 13,237,000 | 13,095,000 | 13,073,000 | 12,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,738,000 | 19,520,000 | 19,381,000 | 19,476,000 |
| Interest-bearing deposits | 16,476,000 | 16,721,000 | 16,666,000 | 16,997,000 |
| Noninterest-bearing deposits | 3,262,000 | 2,799,000 | 2,715,000 | 2,479,000 |
| Equity capital | 3,398,000 | 3,393,000 | 3,635,000 | 3,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 545,000 | 815,000 | 1,074,000 |
| Interest expense | 92,000 | 185,000 | 274,000 | 359,000 |
| Net interest income | 183,000 | 360,000 | 541,000 | 715,000 |
| Noninterest income | 11,000 | 21,000 | 29,000 | 38,000 |
| Noninterest expense | 163,000 | 325,000 | 497,000 | 673,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 32,000 | 80,000 | 107,000 | 135,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 2,000 |
| Net income | 28,000 | 76,000 | 103,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,406,000 | 3,433,000 | 3,442,000 |
| Total capital | 3,457,000 | 3,484,000 | 3,511,000 | 3,523,000 |
| Risk-weighted assets | 8,996,000 | 9,323,000 | 9,629,000 | 9,700,000 |