Call reports 2008
FIRST BANK OF LILLY — 2008
What FIRST BANK OF LILLY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,348,000 | 22,747,000 | 23,001,000 | 22,684,000 |
| Total loans | 7,249,000 | 7,467,000 | 8,187,000 | 7,836,000 |
| Allowance for loan losses | 78,000 | 78,000 | 77,000 | 77,000 |
| Securities available for sale | 13,631,000 | 13,004,000 | 12,204,000 | 12,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,314,000 | 19,346,000 | 19,656,000 | 18,516,000 |
| Interest-bearing deposits | 16,588,000 | 16,660,000 | 16,264,000 | 15,946,000 |
| Noninterest-bearing deposits | 2,726,000 | 2,686,000 | 3,392,000 | 2,570,000 |
| Equity capital | 3,402,000 | 3,187,000 | 3,223,000 | 3,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 575,000 | 880,000 | 1,176,000 |
| Interest expense | 118,000 | 226,000 | 330,000 | 428,000 |
| Net interest income | 178,000 | 349,000 | 550,000 | 748,000 |
| Noninterest income | 13,000 | 24,000 | 34,000 | 44,000 |
| Noninterest expense | 157,000 | 316,000 | 474,000 | 644,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 36,000 | 72,000 | 125,000 | 158,000 |
| Income tax | 4,000 | 8,000 | 15,000 | 17,000 |
| Net income | 32,000 | 64,000 | 110,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,283,000 | 3,294,000 | 3,341,000 | 3,350,000 |
| Total capital | 3,361,000 | 3,372,000 | 3,418,000 | 3,427,000 |
| Risk-weighted assets | 9,234,000 | 9,025,000 | 9,062,000 | 8,733,000 |