Call reports 2007
FIRST BANK OF LILLY — 2007
What FIRST BANK OF LILLY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,681,000 | 23,540,000 | 24,243,000 | 23,082,000 |
| Total loans | 6,380,000 | 6,429,000 | 6,600,000 | 6,742,000 |
| Allowance for loan losses | 77,000 | 78,000 | 78,000 | 78,000 |
| Securities available for sale | 14,037,000 | 14,018,000 | 14,024,000 | 13,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,469,000 | 20,510,000 | 21,031,000 | 19,716,000 |
| Interest-bearing deposits | 16,760,000 | 16,878,000 | 17,005,000 | 16,978,000 |
| Noninterest-bearing deposits | 2,709,000 | 3,632,000 | 4,026,000 | 2,738,000 |
| Equity capital | 3,066,000 | 2,908,000 | 3,087,000 | 3,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 579,000 | 882,000 | 1,202,000 |
| Interest expense | 127,000 | 255,000 | 383,000 | 518,000 |
| Net interest income | 159,000 | 324,000 | 499,000 | 684,000 |
| Noninterest income | 13,000 | 19,000 | 27,000 | 39,000 |
| Noninterest expense | 153,000 | 307,000 | 461,000 | 614,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 34,000 | 63,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 18,000 | 34,000 | 63,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,206,000 | 3,202,000 | 3,231,000 | 3,251,000 |
| Total capital | 3,283,000 | 3,280,000 | 3,309,000 | 3,329,000 |
| Risk-weighted assets | 8,783,000 | 9,002,000 | 9,084,000 | 8,717,000 |