Call reports 2006
FIRST BANK OF LILLY — 2006
What FIRST BANK OF LILLY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,902,000 | 22,064,000 | 22,067,000 | 22,050,000 |
| Total loans | 6,859,000 | 6,414,000 | 6,953,000 | 6,698,000 |
| Allowance for loan losses | 77,000 | 77,000 | 75,000 | 77,000 |
| Securities available for sale | 13,218,000 | 13,618,000 | 12,971,000 | 13,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,449,000 | 17,908,000 | 18,511,000 | 18,864,000 |
| Interest-bearing deposits | 15,277,000 | 15,231,000 | 15,572,000 | 15,683,000 |
| Noninterest-bearing deposits | 3,172,000 | 2,677,000 | 2,939,000 | 3,181,000 |
| Equity capital | 3,192,000 | 3,064,000 | 3,284,000 | 3,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 544,000 | 830,000 | 1,108,000 |
| Interest expense | 97,000 | 199,000 | 315,000 | 427,000 |
| Net interest income | 175,000 | 345,000 | 515,000 | 681,000 |
| Noninterest income | 9,000 | 18,000 | 28,000 | 39,000 |
| Noninterest expense | 152,000 | 306,000 | 467,000 | 620,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 28,000 | 58,000 | 77,000 | 105,000 |
| Income tax | 0 | 1,000 | 3,000 | 5,000 |
| Net income | 28,000 | 57,000 | 74,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,441,000 | 3,448,000 | 3,465,000 | 3,236,000 |
| Total capital | 3,518,000 | 3,525,000 | 3,540,000 | 3,313,000 |
| Risk-weighted assets | 8,731,000 | 8,675,000 | 8,970,000 | 8,867,000 |