Call reports 2005
FIRST BANK OF LILLY — 2005
What FIRST BANK OF LILLY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,471,000 | 23,754,000 | 23,324,000 | 22,395,000 |
| Total loans | 6,720,000 | 6,768,000 | 6,737,000 | 6,850,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 77,000 |
| Securities available for sale | 14,001,000 | 14,045,000 | 14,344,000 | 13,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,206,000 | 20,357,000 | 19,883,000 | 19,014,000 |
| Interest-bearing deposits | 15,706,000 | 16,504,000 | 15,906,000 | 15,662,000 |
| Noninterest-bearing deposits | 4,500,000 | 3,853,000 | 3,977,000 | 3,352,000 |
| Equity capital | 3,158,000 | 3,305,000 | 3,335,000 | 3,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 512,000 | 785,000 | 1,056,000 |
| Interest expense | 84,000 | 170,000 | 262,000 | 355,000 |
| Net interest income | 167,000 | 342,000 | 523,000 | 701,000 |
| Noninterest income | 8,000 | 16,000 | 26,000 | 34,000 |
| Noninterest expense | 142,000 | 273,000 | 417,000 | 563,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 27,000 | 73,000 | 120,000 | 150,000 |
| Income tax | 0 | 4,000 | 6,000 | 5,000 |
| Net income | 27,000 | 69,000 | 114,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,353,000 | 3,372,000 | 3,420,000 | 3,414,000 |
| Total capital | 3,424,000 | 3,443,000 | 3,491,000 | 3,491,000 |
| Risk-weighted assets | 9,130,000 | 9,038,000 | 9,075,000 | 8,919,000 |