Call reports 2004
FIRST BANK OF LILLY — 2004
What FIRST BANK OF LILLY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,372,000 | 23,402,000 | 24,296,000 | 22,840,000 |
| Total loans | 6,104,000 | 6,047,000 | 6,734,000 | 6,817,000 |
| Allowance for loan losses | 73,000 | 68,000 | 68,000 | 70,000 |
| Securities available for sale | 16,088,000 | 15,727,000 | 16,262,000 | 13,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,418,000 | 20,300,000 | 20,740,000 | 19,505,000 |
| Interest-bearing deposits | 16,334,000 | 17,478,000 | 17,030,000 | 15,946,000 |
| Noninterest-bearing deposits | 2,084,000 | 2,822,000 | 3,710,000 | 3,559,000 |
| Equity capital | 3,422,000 | 3,013,000 | 3,426,000 | 3,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 558,000 | 845,000 | 1,098,000 |
| Interest expense | 97,000 | 191,000 | 283,000 | 372,000 |
| Net interest income | 178,000 | 367,000 | 562,000 | 726,000 |
| Noninterest income | 9,000 | 16,000 | 22,000 | 29,000 |
| Noninterest expense | 146,000 | 287,000 | 436,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 37,000 | 128,000 | 179,000 | 176,000 |
| Income tax | 4,000 | 12,000 | 18,000 | 5,000 |
| Net income | 33,000 | 116,000 | 161,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,271,000 | 3,319,000 | 3,364,000 | 3,326,000 |
| Total capital | 3,344,000 | 3,387,000 | 3,432,000 | 3,396,000 |
| Risk-weighted assets | 9,320,000 | 9,017,000 | 9,532,000 | 9,088,000 |