Call reports 2003
FIRST BANK OF LILLY — 2003
What FIRST BANK OF LILLY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,463,000 | 23,128,000 | 22,849,000 | 22,859,000 |
| Total loans | 7,545,000 | 6,857,000 | 6,414,000 | 6,304,000 |
| Allowance for loan losses | 74,000 | 74,000 | 70,000 | 73,000 |
| Securities available for sale | 14,418,000 | 13,983,000 | 15,104,000 | 15,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,269,000 | 18,904,000 | 18,397,000 | 18,767,000 |
| Interest-bearing deposits | 16,377,000 | 16,724,000 | 16,120,000 | 16,447,000 |
| Noninterest-bearing deposits | 3,892,000 | 2,180,000 | 2,277,000 | 2,320,000 |
| Equity capital | 3,507,000 | 3,482,000 | 3,140,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 599,000 | 877,000 | 1,165,000 |
| Interest expense | 115,000 | 230,000 | 336,000 | 435,000 |
| Net interest income | 183,000 | 369,000 | 541,000 | 730,000 |
| Noninterest income | 8,000 | 14,000 | 21,000 | 27,000 |
| Noninterest expense | 138,000 | 280,000 | 425,000 | 577,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 73,000 | 159,000 | 196,000 | 240,000 |
| Income tax | 5,000 | 15,000 | 17,000 | 26,000 |
| Net income | 68,000 | 144,000 | 179,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,367,000 | 3,217,000 | 3,251,000 | 3,238,000 |
| Total capital | 3,441,000 | 3,291,000 | 3,321,000 | 3,311,000 |
| Risk-weighted assets | 8,577,000 | 8,632,000 | 8,981,000 | 8,974,000 |