Call reports 2002
FIRST BANK OF LILLY — 2002
What FIRST BANK OF LILLY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,411,000 | 19,965,000 | 20,240,000 | 21,578,000 |
| Total loans | 7,582,000 | 7,733,000 | 7,716,000 | 7,656,000 |
| Allowance for loan losses | 72,000 | 72,000 | 60,000 | 74,000 |
| Securities available for sale | 9,127,000 | 10,139,000 | 10,287,000 | 11,494,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,475,000 | 15,851,000 | 15,953,000 | 17,295,000 |
| Interest-bearing deposits | 13,500,000 | 14,236,000 | 14,283,000 | 15,455,000 |
| Noninterest-bearing deposits | 1,975,000 | 1,615,000 | 1,670,000 | 1,840,000 |
| Equity capital | 3,312,000 | 3,453,000 | 3,586,000 | 3,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 570,000 | 864,000 | 1,154,000 |
| Interest expense | 110,000 | 224,000 | 338,000 | 454,000 |
| Net interest income | 170,000 | 346,000 | 526,000 | 700,000 |
| Noninterest income | 9,000 | 16,000 | 23,000 | 28,000 |
| Noninterest expense | 136,000 | 270,000 | 409,000 | 564,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 43,000 | 111,000 | 159,000 | 199,000 |
| Income tax | 7,000 | 16,000 | 25,000 | 11,000 |
| Net income | 36,000 | 95,000 | 134,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,314,000 | 3,348,000 | 3,387,000 | 3,381,000 |
| Total capital | 3,386,000 | 3,420,000 | 3,447,000 | 3,455,000 |
| Risk-weighted assets | 7,559,000 | 7,693,000 | 7,783,000 | 8,430,000 |