Call reports 2016
LIBERTY BANK OF MARYLAND — 2016
What LIBERTY BANK OF MARYLAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 35,653,000 |
| Total loans | 31,570,000 |
| Allowance for loan losses | 84,000 |
| Securities available for sale | 764,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 28,982,000 |
| Interest-bearing deposits | 28,664,000 |
| Noninterest-bearing deposits | 318,000 |
| Equity capital | 5,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 386,000 |
| Interest expense | 57,000 |
| Net interest income | 329,000 |
| Noninterest income | 4,000 |
| Noninterest expense | 573,000 |
| Provision for loan losses | 0 |
| Pretax income | -240,000 |
| Income tax | 0 |
| Net income | -240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 5,528,000 |
| Total capital | 5,612,000 |
| Risk-weighted assets | 19,005,000 |