Call reports 2019
BANK OF BOLIVAR — 2019
What BANK OF BOLIVAR reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 302,646,000 | 309,656,000 | 305,620,000 | 309,280,000 |
| Total loans | 238,756,000 | 242,417,000 | 244,987,000 | 256,630,000 |
| Allowance for loan losses | 2,645,000 | 2,721,000 | 2,782,000 | 2,725,000 |
| Securities available for sale | 28,851,000 | 27,166,000 | 27,838,000 | 26,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,670,000 | 282,223,000 | 277,098,000 | 279,941,000 |
| Interest-bearing deposits | 233,094,000 | 237,624,000 | 234,866,000 | 236,932,000 |
| Noninterest-bearing deposits | 42,576,000 | 44,599,000 | 42,232,000 | 43,009,000 |
| Equity capital | 25,108,000 | 25,790,000 | 26,518,000 | 26,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,813,000 | 10,426,000 | 14,047,000 |
| Interest expense | 765,000 | 1,598,000 | 2,448,000 | 3,249,000 |
| Net interest income | 2,552,000 | 5,215,000 | 7,978,000 | 10,798,000 |
| Noninterest income | 243,000 | 763,000 | 1,188,000 | 1,518,000 |
| Noninterest expense | 2,313,000 | 4,538,000 | 6,797,000 | 9,020,000 |
| Provision for loan losses | 65,000 | 142,000 | 212,000 | 230,000 |
| Pretax income | 422,000 | 1,336,000 | 2,202,000 | 3,155,000 |
| Income tax | 25,000 | 141,000 | 282,000 | 463,000 |
| Net income | 397,000 | 1,195,000 | 1,920,000 | 2,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,274,000 | 25,802,000 | 26,467,000 | 26,843,000 |
| Total capital | 27,919,000 | 28,523,000 | 29,249,000 | 29,568,000 |
| Risk-weighted assets | 230,221,000 | 233,356,000 | 233,202,000 | 243,084,000 |