Call reports 2016
BANK OF BOLIVAR — 2016
What BANK OF BOLIVAR reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,082,000 | 243,646,000 | 246,108,000 | 255,373,000 |
| Total loans | 182,213,000 | 192,514,000 | 197,532,000 | 203,109,000 |
| Allowance for loan losses | 1,809,000 | 1,918,000 | 1,984,000 | 2,018,000 |
| Securities available for sale | 30,446,000 | 28,190,000 | 27,933,000 | 28,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,074,000 | 210,127,000 | 212,032,000 | 218,834,000 |
| Interest-bearing deposits | 173,989,000 | 173,806,000 | 176,503,000 | 181,525,000 |
| Noninterest-bearing deposits | 34,085,000 | 36,321,000 | 35,529,000 | 37,309,000 |
| Equity capital | 22,678,000 | 22,730,000 | 23,025,000 | 23,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,602,000 | 7,004,000 | 9,457,000 |
| Interest expense | 296,000 | 600,000 | 898,000 | 1,194,000 |
| Net interest income | 1,967,000 | 4,002,000 | 6,106,000 | 8,263,000 |
| Noninterest income | 223,000 | 569,000 | 863,000 | 1,134,000 |
| Noninterest expense | 1,854,000 | 3,622,000 | 5,392,000 | 7,170,000 |
| Provision for loan losses | 122,000 | 254,000 | 325,000 | 364,000 |
| Pretax income | 301,000 | 803,000 | 1,360,000 | 1,971,000 |
| Income tax | 24,000 | 121,000 | 239,000 | 379,000 |
| Net income | 277,000 | 682,000 | 1,121,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,612,000 | 22,617,000 | 22,916,000 | 23,167,000 |
| Total capital | 24,421,000 | 24,535,000 | 24,900,000 | 25,185,000 |
| Risk-weighted assets | 186,052,000 | 189,735,000 | 193,065,000 | 198,903,000 |