Call reports 2015
BANK OF BOLIVAR — 2015
What BANK OF BOLIVAR reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,133,000 | 229,640,000 | 230,069,000 | 230,392,000 |
| Total loans | 168,382,000 | 173,626,000 | 175,429,000 | 178,106,000 |
| Allowance for loan losses | 1,790,000 | 1,785,000 | 1,793,000 | 1,840,000 |
| Securities available for sale | 30,137,000 | 31,858,000 | 31,041,000 | 30,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,453,000 | 203,356,000 | 203,398,000 | 203,243,000 |
| Interest-bearing deposits | 172,329,000 | 172,769,000 | 167,824,000 | 167,552,000 |
| Noninterest-bearing deposits | 30,124,000 | 30,587,000 | 35,574,000 | 35,691,000 |
| Equity capital | 21,953,000 | 22,009,000 | 22,570,000 | 22,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,366,000 | 6,675,000 | 8,935,000 |
| Interest expense | 295,000 | 591,000 | 888,000 | 1,186,000 |
| Net interest income | 1,884,000 | 3,775,000 | 5,787,000 | 7,749,000 |
| Noninterest income | 305,000 | 639,000 | 984,000 | 1,314,000 |
| Noninterest expense | 1,820,000 | 3,696,000 | 5,467,000 | 7,270,000 |
| Provision for loan losses | 78,000 | 123,000 | 167,000 | 218,000 |
| Pretax income | 302,000 | 669,000 | 1,220,000 | 1,658,000 |
| Income tax | 16,000 | 50,000 | 147,000 | 205,000 |
| Net income | 286,000 | 619,000 | 1,073,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,943,000 | 22,126,000 | 22,580,000 | 22,575,000 |
| Total capital | 23,733,000 | 23,911,000 | 24,373,000 | 24,415,000 |
| Risk-weighted assets | 170,214,000 | 176,122,000 | 180,256,000 | 184,166,000 |