Call reports 2014
BANK OF BOLIVAR — 2014
What BANK OF BOLIVAR reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 211,366,000 | 212,718,000 | 217,053,000 | 224,836,000 |
| Total loans | 150,538,000 | 155,641,000 | 161,198,000 | 168,487,000 |
| Allowance for loan losses | 1,916,000 | 1,910,000 | 1,843,000 | 1,827,000 |
| Securities available for sale | 30,777,000 | 32,383,000 | 32,519,000 | 31,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,652,000 | 187,040,000 | 190,729,000 | 195,044,000 |
| Interest-bearing deposits | 159,448,000 | 160,168,000 | 160,301,000 | 164,774,000 |
| Noninterest-bearing deposits | 26,204,000 | 26,872,000 | 30,428,000 | 30,270,000 |
| Equity capital | 20,929,000 | 21,144,000 | 21,266,000 | 21,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,151,000 | 6,297,000 | 8,462,000 |
| Interest expense | 300,000 | 592,000 | 874,000 | 1,167,000 |
| Net interest income | 1,760,000 | 3,559,000 | 5,423,000 | 7,295,000 |
| Noninterest income | 233,000 | 553,000 | 883,000 | 1,247,000 |
| Noninterest expense | 1,694,000 | 3,411,000 | 5,097,000 | 6,883,000 |
| Provision for loan losses | 2,000 | 4,000 | 49,000 | 87,000 |
| Pretax income | 310,000 | 721,000 | 1,184,000 | 1,602,000 |
| Income tax | 29,000 | 89,000 | 166,000 | 231,000 |
| Net income | 281,000 | 632,000 | 1,018,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,337,000 | 21,428,000 | 21,534,000 | 21,807,000 |
| Total capital | 23,249,000 | 23,338,000 | 23,377,000 | 23,634,000 |
| Risk-weighted assets | 152,979,000 | 156,541,000 | 159,783,000 | 167,342,000 |