Call reports 2013
BANK OF BOLIVAR — 2013
What BANK OF BOLIVAR reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 200,091,000 | 200,568,000 | 205,372,000 | 202,830,000 |
| Total loans | 152,814,000 | 151,968,000 | 153,299,000 | 146,730,000 |
| Allowance for loan losses | 2,132,000 | 2,160,000 | 2,295,000 | 2,137,000 |
| Securities available for sale | 18,876,000 | 25,096,000 | 25,823,000 | 26,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,898,000 | 175,148,000 | 179,726,000 | 177,840,000 |
| Interest-bearing deposits | 153,544,000 | 152,198,000 | 155,165,000 | 153,608,000 |
| Noninterest-bearing deposits | 21,354,000 | 22,950,000 | 24,561,000 | 24,232,000 |
| Equity capital | 20,446,000 | 20,326,000 | 20,346,000 | 20,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,233,000 | 4,415,000 | 6,620,000 | 8,730,000 |
| Interest expense | 361,000 | 701,000 | 1,032,000 | 1,348,000 |
| Net interest income | 1,872,000 | 3,714,000 | 5,588,000 | 7,382,000 |
| Noninterest income | 269,000 | 701,000 | 986,000 | 1,259,000 |
| Noninterest expense | 1,702,000 | 3,413,000 | 5,197,000 | 6,920,000 |
| Provision for loan losses | 66,000 | 126,000 | 168,000 | 52,000 |
| Pretax income | 376,000 | 879,000 | 1,212,000 | 1,672,000 |
| Income tax | 58,000 | 156,000 | 198,000 | 280,000 |
| Net income | 318,000 | 723,000 | 1,014,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,452,000 | 20,738,000 | 21,028,000 | 21,306,000 |
| Total capital | 22,395,000 | 22,682,000 | 22,965,000 | 23,164,000 |
| Risk-weighted assets | 155,263,000 | 155,293,000 | 154,566,000 | 148,370,000 |