Call reports 2012
BANK OF BOLIVAR — 2012
What BANK OF BOLIVAR reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 202,593,000 | 200,033,000 | 199,969,000 | 201,913,000 |
| Total loans | 156,834,000 | 157,366,000 | 153,974,000 | 155,978,000 |
| Allowance for loan losses | 1,967,000 | 1,937,000 | 1,993,000 | 2,082,000 |
| Securities available for sale | 14,254,000 | 15,956,000 | 16,826,000 | 16,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,051,000 | 173,828,000 | 173,305,000 | 177,130,000 |
| Interest-bearing deposits | 153,569,000 | 145,087,000 | 148,266,000 | 150,783,000 |
| Noninterest-bearing deposits | 22,482,000 | 28,741,000 | 25,039,000 | 26,347,000 |
| Equity capital | 20,143,000 | 19,741,000 | 20,109,000 | 20,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,707,000 | 7,023,000 | 9,286,000 |
| Interest expense | 460,000 | 912,000 | 1,330,000 | 1,739,000 |
| Net interest income | 1,930,000 | 3,795,000 | 5,693,000 | 7,547,000 |
| Noninterest income | 183,000 | 226,000 | 649,000 | 849,000 |
| Noninterest expense | 1,628,000 | 3,376,000 | 5,067,000 | 6,796,000 |
| Provision for loan losses | 155,000 | 731,000 | 791,000 | 452,000 |
| Pretax income | 330,000 | -40,000 | 530,000 | 1,203,000 |
| Income tax | 44,000 | -97,000 | -25,000 | 134,000 |
| Net income | 286,000 | 57,000 | 555,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,090,000 | 19,711,000 | 20,070,000 | 20,134,000 |
| Total capital | 22,057,000 | 21,648,000 | 22,048,000 | 22,113,000 |
| Risk-weighted assets | 163,906,000 | 160,491,000 | 158,244,000 | 158,224,000 |