Call reports 2011
BANK OF BOLIVAR — 2011
What BANK OF BOLIVAR reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 201,407,000 | 197,046,000 | 200,794,000 | 197,274,000 |
| Total loans | 164,634,000 | 159,814,000 | 162,076,000 | 157,728,000 |
| Allowance for loan losses | 1,538,000 | 1,799,000 | 1,882,000 | 1,929,000 |
| Securities available for sale | 14,235,000 | 12,517,000 | 12,095,000 | 14,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,595,000 | 170,921,000 | 174,978,000 | 169,897,000 |
| Interest-bearing deposits | 154,862,000 | 150,042,000 | 151,458,000 | 148,422,000 |
| Noninterest-bearing deposits | 17,733,000 | 20,879,000 | 23,520,000 | 21,475,000 |
| Equity capital | 19,178,000 | 19,305,000 | 19,693,000 | 19,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,044,000 | 7,586,000 | 9,987,000 |
| Interest expense | 554,000 | 1,072,000 | 1,579,000 | 2,074,000 |
| Net interest income | 1,971,000 | 3,972,000 | 6,007,000 | 7,913,000 |
| Noninterest income | 297,000 | 549,000 | 825,000 | 1,170,000 |
| Noninterest expense | 1,643,000 | 3,380,000 | 4,976,000 | 6,659,000 |
| Provision for loan losses | 364,000 | 649,000 | 889,000 | 1,262,000 |
| Pretax income | 264,000 | 534,000 | 1,019,000 | 1,214,000 |
| Income tax | 64,000 | 10,000 | 113,000 | 115,000 |
| Net income | 200,000 | 524,000 | 906,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,105,000 | 19,229,000 | 19,611,000 | 19,804,000 |
| Total capital | 20,643,000 | 21,028,000 | 21,493,000 | 21,733,000 |
| Risk-weighted assets | 165,033,000 | 164,423,000 | 161,986,000 | 158,468,000 |