Call reports 2010
BANK OF BOLIVAR — 2010
What BANK OF BOLIVAR reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 199,480,000 | 199,093,000 | 201,116,000 | 199,353,000 |
| Total loans | 154,997,000 | 162,984,000 | 162,646,000 | 166,242,000 |
| Allowance for loan losses | 1,814,000 | 2,160,000 | 2,032,000 | 2,155,000 |
| Securities available for sale | 19,843,000 | 18,865,000 | 16,496,000 | 15,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,435,000 | 163,291,000 | 168,808,000 | 169,307,000 |
| Interest-bearing deposits | 150,490,000 | 145,825,000 | 151,862,000 | 153,044,000 |
| Noninterest-bearing deposits | 16,945,000 | 17,466,000 | 16,946,000 | 16,263,000 |
| Equity capital | 18,539,000 | 18,574,000 | 18,903,000 | 19,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,638,000 | 5,165,000 | 7,750,000 | 10,313,000 |
| Interest expense | 779,000 | 1,512,000 | 2,215,000 | 2,879,000 |
| Net interest income | 1,859,000 | 3,653,000 | 5,535,000 | 7,434,000 |
| Noninterest income | 315,000 | 620,000 | 958,000 | 1,349,000 |
| Noninterest expense | 1,555,000 | 3,128,000 | 4,702,000 | 6,297,000 |
| Provision for loan losses | 340,000 | 726,000 | 989,000 | 1,420,000 |
| Pretax income | 334,000 | 593,000 | 1,007,000 | 1,272,000 |
| Income tax | 81,000 | 192,000 | 266,000 | 335,000 |
| Net income | 253,000 | 401,000 | 741,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,372,000 | 18,400,000 | 18,740,000 | 18,935,000 |
| Total capital | 20,186,000 | 20,481,000 | 20,760,000 | 20,989,000 |
| Risk-weighted assets | 160,820,000 | 166,390,000 | 161,586,000 | 164,258,000 |