Call reports 2009
BANK OF BOLIVAR — 2009
What BANK OF BOLIVAR reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 196,687,000 | 199,943,000 | 198,125,000 | 196,493,000 |
| Total loans | 158,704,000 | 162,416,000 | 158,116,000 | 159,039,000 |
| Allowance for loan losses | 1,554,000 | 1,692,000 | 1,402,000 | 1,587,000 |
| Securities available for sale | 16,121,000 | 16,005,000 | 16,625,000 | 20,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,225,000 | 169,659,000 | 167,590,000 | 164,338,000 |
| Interest-bearing deposits | 153,556,000 | 155,980,000 | 153,274,000 | 147,786,000 |
| Noninterest-bearing deposits | 12,669,000 | 13,679,000 | 14,316,000 | 16,552,000 |
| Equity capital | 17,660,000 | 17,873,000 | 18,160,000 | 18,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,375,000 | 8,094,000 | 10,614,000 |
| Interest expense | 1,048,000 | 2,050,000 | 2,984,000 | 3,821,000 |
| Net interest income | 1,638,000 | 3,325,000 | 5,110,000 | 6,793,000 |
| Noninterest income | 289,000 | 687,000 | 904,000 | 1,222,000 |
| Noninterest expense | 1,466,000 | 2,988,000 | 4,426,000 | 5,930,000 |
| Provision for loan losses | 157,000 | 344,000 | 690,000 | 964,000 |
| Pretax income | 323,000 | 758,000 | 1,029,000 | 1,296,000 |
| Income tax | 115,000 | 248,000 | 321,000 | 395,000 |
| Net income | 208,000 | 510,000 | 708,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,425,000 | 17,727,000 | 17,925,000 | 18,118,000 |
| Total capital | 18,979,000 | 19,419,000 | 19,327,000 | 19,705,000 |
| Risk-weighted assets | 162,033,000 | 165,957,000 | 158,140,000 | 160,283,000 |