Call reports 2008
BANK OF BOLIVAR — 2008
What BANK OF BOLIVAR reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 177,486,000 | 177,299,000 | 185,938,000 | 188,647,000 |
| Total loans | 142,679,000 | 143,793,000 | 149,598,000 | 156,805,000 |
| Allowance for loan losses | 1,430,000 | 1,428,000 | 1,455,000 | 1,414,000 |
| Securities available for sale | 13,907,000 | 13,922,000 | 18,393,000 | 17,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,071,000 | 148,987,000 | 157,217,000 | 156,400,000 |
| Interest-bearing deposits | 136,851,000 | 134,958,000 | 144,003,000 | 143,523,000 |
| Noninterest-bearing deposits | 12,220,000 | 14,029,000 | 13,214,000 | 12,877,000 |
| Equity capital | 16,432,000 | 16,612,000 | 16,851,000 | 17,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 5,671,000 | 8,397,000 | 11,104,000 |
| Interest expense | 1,417,000 | 2,684,000 | 3,885,000 | 5,037,000 |
| Net interest income | 1,529,000 | 2,987,000 | 4,512,000 | 6,067,000 |
| Noninterest income | 391,000 | 740,000 | 1,039,000 | 1,348,000 |
| Noninterest expense | 1,218,000 | 2,504,000 | 3,797,000 | 5,136,000 |
| Provision for loan losses | 33,000 | 59,000 | 334,000 | 390,000 |
| Pretax income | 669,000 | 1,164,000 | 1,421,000 | 1,890,000 |
| Income tax | 188,000 | 329,000 | 390,000 | 540,000 |
| Net income | 481,000 | 835,000 | 1,031,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,348,000 | 16,702,000 | 16,898,000 | 17,217,000 |
| Total capital | 17,778,000 | 18,130,000 | 18,353,000 | 18,631,000 |
| Risk-weighted assets | 141,686,000 | 142,504,000 | 148,474,000 | 160,358,000 |