Call reports 2007
BANK OF BOLIVAR — 2007
What BANK OF BOLIVAR reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,359,000 | 156,451,000 | 165,896,000 | 169,654,000 |
| Total loans | 131,891,000 | 131,689,000 | 142,251,000 | 143,722,000 |
| Allowance for loan losses | 1,280,000 | 1,298,000 | 1,366,000 | 1,388,000 |
| Securities available for sale | 9,961,000 | 10,778,000 | 11,585,000 | 12,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,051,000 | 130,818,000 | 133,552,000 | 140,350,000 |
| Interest-bearing deposits | 116,782,000 | 118,016,000 | 120,219,000 | 126,833,000 |
| Noninterest-bearing deposits | 12,269,000 | 12,802,000 | 13,333,000 | 13,517,000 |
| Equity capital | 14,240,000 | 14,728,000 | 15,349,000 | 15,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,019,000 | 6,070,000 | 9,280,000 | 12,478,000 |
| Interest expense | 1,433,000 | 2,910,000 | 4,423,000 | 5,954,000 |
| Net interest income | 1,586,000 | 3,160,000 | 4,857,000 | 6,524,000 |
| Noninterest income | 315,000 | 674,000 | 978,000 | 1,267,000 |
| Noninterest expense | 995,000 | 2,090,000 | 3,229,000 | 4,468,000 |
| Provision for loan losses | 180,000 | 225,000 | 306,000 | 354,000 |
| Pretax income | 726,000 | 1,519,000 | 2,300,000 | 2,969,000 |
| Income tax | 230,000 | 478,000 | 722,000 | 923,000 |
| Net income | 496,000 | 1,041,000 | 1,578,000 | 2,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,316,000 | 14,861,000 | 15,398,000 | 15,869,000 |
| Total capital | 15,596,000 | 16,159,000 | 16,764,000 | 17,257,000 |
| Risk-weighted assets | 132,053,000 | 131,525,000 | 139,770,000 | 141,107,000 |