Call reports 2006
BANK OF BOLIVAR — 2006
What BANK OF BOLIVAR reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,345,000 | 144,612,000 | 149,785,000 | 154,091,000 |
| Total loans | 119,786,000 | 122,682,000 | 127,513,000 | 129,058,000 |
| Allowance for loan losses | 1,143,000 | 1,151,000 | 1,188,000 | 1,238,000 |
| Securities available for sale | 10,618,000 | 10,213,000 | 9,783,000 | 9,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,802,000 | 112,728,000 | 117,991,000 | 125,390,000 |
| Interest-bearing deposits | 103,028,000 | 101,273,000 | 106,113,000 | 112,701,000 |
| Noninterest-bearing deposits | 11,774,000 | 11,455,000 | 11,878,000 | 12,689,000 |
| Equity capital | 12,219,000 | 12,599,000 | 13,198,000 | 13,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,375,000 | 5,000,000 | 7,824,000 | 10,839,000 |
| Interest expense | 1,033,000 | 2,202,000 | 3,508,000 | 4,916,000 |
| Net interest income | 1,342,000 | 2,798,000 | 4,316,000 | 5,923,000 |
| Noninterest income | 250,000 | 553,000 | 818,000 | 1,107,000 |
| Noninterest expense | 877,000 | 1,788,000 | 2,712,000 | 3,702,000 |
| Provision for loan losses | 42,000 | 186,000 | 230,000 | 319,000 |
| Pretax income | 673,000 | 1,377,000 | 2,192,000 | 3,009,000 |
| Income tax | 226,000 | 460,000 | 738,000 | 1,045,000 |
| Net income | 447,000 | 917,000 | 1,454,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,354,000 | 12,774,000 | 13,311,000 | 13,820,000 |
| Total capital | 13,497,000 | 13,925,000 | 14,499,000 | 15,058,000 |
| Risk-weighted assets | 116,351,000 | 119,933,000 | 123,741,000 | 127,253,000 |