Call reports 2005
BANK OF BOLIVAR — 2005
What BANK OF BOLIVAR reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,883,000 | 129,984,000 | 132,031,000 | 135,988,000 |
| Total loans | 105,014,000 | 107,860,000 | 111,422,000 | 116,399,000 |
| Allowance for loan losses | 905,000 | 989,000 | 1,007,000 | 1,092,000 |
| Securities available for sale | 11,824,000 | 11,241,000 | 10,978,000 | 10,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,030,000 | 101,717,000 | 102,656,000 | 105,647,000 |
| Interest-bearing deposits | 88,808,000 | 90,651,000 | 92,101,000 | 94,891,000 |
| Noninterest-bearing deposits | 10,222,000 | 11,066,000 | 10,555,000 | 10,756,000 |
| Equity capital | 8,711,000 | 9,144,000 | 11,550,000 | 11,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,765,000 | 3,679,000 | 5,711,000 | 7,922,000 |
| Interest expense | 687,000 | 1,464,000 | 2,305,000 | 3,233,000 |
| Net interest income | 1,078,000 | 2,215,000 | 3,406,000 | 4,689,000 |
| Noninterest income | 214,000 | 480,000 | 767,000 | 1,051,000 |
| Noninterest expense | 736,000 | 1,543,000 | 2,369,000 | 3,228,000 |
| Provision for loan losses | 56,000 | 91,000 | 117,000 | 223,000 |
| Pretax income | 500,000 | 1,061,000 | 1,687,000 | 2,289,000 |
| Income tax | 160,000 | 336,000 | 541,000 | 764,000 |
| Net income | 340,000 | 725,000 | 1,146,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,832,000 | 9,217,000 | 11,638,000 | 11,906,000 |
| Total capital | 11,737,000 | 12,206,000 | 12,645,000 | 12,998,000 |
| Risk-weighted assets | 100,142,000 | 103,118,000 | 107,287,000 | 111,750,000 |