Call reports 2004
BANK OF BOLIVAR — 2004
What BANK OF BOLIVAR reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 111,073,000 | 110,376,000 | 116,270,000 | 120,750,000 |
| Total loans | 89,617,000 | 89,417,000 | 94,086,000 | 99,327,000 |
| Allowance for loan losses | 788,000 | 780,000 | 828,000 | 848,000 |
| Securities available for sale | 13,153,000 | 13,530,000 | 13,257,000 | 12,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,262,000 | 89,050,000 | 90,835,000 | 92,439,000 |
| Interest-bearing deposits | 81,050,000 | 80,393,000 | 82,638,000 | 82,866,000 |
| Noninterest-bearing deposits | 8,212,000 | 8,657,000 | 8,197,000 | 9,573,000 |
| Equity capital | 7,737,000 | 7,895,000 | 8,324,000 | 8,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,912,000 | 4,456,000 | 6,102,000 |
| Interest expense | 535,000 | 1,073,000 | 1,644,000 | 2,260,000 |
| Net interest income | 887,000 | 1,839,000 | 2,812,000 | 3,842,000 |
| Noninterest income | 184,000 | 438,000 | 680,000 | 930,000 |
| Noninterest expense | 659,000 | 1,307,000 | 1,945,000 | 2,699,000 |
| Provision for loan losses | 25,000 | 26,000 | 117,000 | 196,000 |
| Pretax income | 397,000 | 956,000 | 1,446,000 | 1,893,000 |
| Income tax | 125,000 | 319,000 | 489,000 | 633,000 |
| Net income | 272,000 | 637,000 | 957,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,716,000 | 8,051,000 | 8,371,000 | 8,492,000 |
| Total capital | 10,504,000 | 10,831,000 | 11,199,000 | 11,340,000 |
| Risk-weighted assets | 84,910,000 | 85,812,000 | 90,962,000 | 94,680,000 |