Call reports 2003
BANK OF BOLIVAR — 2003
What BANK OF BOLIVAR reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,433,000 | 106,969,000 | 107,020,000 | 109,439,000 |
| Total loans | 79,010,000 | 82,290,000 | 83,397,000 | 84,890,000 |
| Allowance for loan losses | 698,000 | 703,000 | 727,000 | 765,000 |
| Securities available for sale | 7,470,000 | 9,494,000 | 11,630,000 | 12,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,603,000 | 84,828,000 | 85,593,000 | 88,812,000 |
| Interest-bearing deposits | 72,770,000 | 77,683,000 | 78,092,000 | 80,456,000 |
| Noninterest-bearing deposits | 6,833,000 | 7,145,000 | 7,501,000 | 8,356,000 |
| Equity capital | 6,691,000 | 7,003,000 | 7,232,000 | 7,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,725,000 | 4,128,000 | 5,554,000 |
| Interest expense | 608,000 | 1,221,000 | 1,806,000 | 2,369,000 |
| Net interest income | 730,000 | 1,504,000 | 2,322,000 | 3,185,000 |
| Noninterest income | 292,000 | 616,000 | 893,000 | 1,118,000 |
| Noninterest expense | 619,000 | 1,288,000 | 1,899,000 | 2,579,000 |
| Provision for loan losses | 18,000 | 36,000 | 60,000 | 100,000 |
| Pretax income | 410,000 | 827,000 | 1,289,000 | 1,657,000 |
| Income tax | 137,000 | 273,000 | 420,000 | 533,000 |
| Net income | 273,000 | 554,000 | 869,000 | 1,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,693,000 | 6,974,000 | 7,289,000 | 7,444,000 |
| Total capital | 9,391,000 | 9,677,000 | 10,016,000 | 10,209,000 |
| Risk-weighted assets | 74,772,000 | 79,480,000 | 79,802,000 | 81,766,000 |