Call reports 2002
BANK OF BOLIVAR — 2002
What BANK OF BOLIVAR reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,159,000 | 80,279,000 | 87,947,000 | 94,596,000 |
| Total loans | 64,451,000 | 67,996,000 | 75,034,000 | 81,886,000 |
| Allowance for loan losses | 591,000 | 587,000 | 656,000 | 685,000 |
| Securities available for sale | 3,948,000 | 3,638,000 | 3,431,000 | 5,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,894,000 | 63,314,000 | 68,890,000 | 71,210,000 |
| Interest-bearing deposits | 52,477,000 | 58,548,000 | 62,771,000 | 65,613,000 |
| Noninterest-bearing deposits | 4,417,000 | 4,766,000 | 6,119,000 | 5,597,000 |
| Equity capital | 4,790,000 | 4,948,000 | 5,988,000 | 6,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,312,000 | 3,562,000 | 4,889,000 |
| Interest expense | 578,000 | 1,149,000 | 1,742,000 | 2,366,000 |
| Net interest income | 559,000 | 1,163,000 | 1,820,000 | 2,523,000 |
| Noninterest income | 150,000 | 303,000 | 490,000 | 695,000 |
| Noninterest expense | 555,000 | 1,071,000 | 1,602,000 | 2,183,000 |
| Provision for loan losses | 44,000 | 63,000 | 138,000 | 166,000 |
| Pretax income | 117,000 | 341,000 | 584,000 | 895,000 |
| Income tax | 38,000 | 114,000 | 197,000 | 301,000 |
| Net income | 79,000 | 227,000 | 387,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,790,000 | 4,938,000 | 5,963,000 | 6,220,000 |
| Total capital | 5,381,000 | 5,525,000 | 8,619,000 | 8,905,000 |
| Risk-weighted assets | 57,813,000 | 62,702,000 | 69,204,000 | 72,719,000 |