Call reports 2005
CENTRAL BANK & TRUST — 2005
What CENTRAL BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,165,000 | 57,083,000 | 57,786,000 | 64,227,000 |
| Total loans | 36,792,000 | 37,834,000 | 41,920,000 | 42,096,000 |
| Allowance for loan losses | 808,000 | 763,000 | 823,000 | 799,000 |
| Securities available for sale | 7,891,000 | 8,351,000 | 8,129,000 | 9,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,296,000 | 45,118,000 | 45,577,000 | 51,843,000 |
| Interest-bearing deposits | 41,524,000 | 39,969,000 | 39,943,000 | 46,942,000 |
| Noninterest-bearing deposits | 5,773,000 | 5,149,000 | 5,634,000 | 4,901,000 |
| Equity capital | 5,446,000 | 5,711,000 | 5,889,000 | 6,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,652,000 | 2,604,000 | 3,574,000 |
| Interest expense | 227,000 | 470,000 | 745,000 | 1,052,000 |
| Net interest income | 568,000 | 1,182,000 | 1,859,000 | 2,522,000 |
| Noninterest income | 163,000 | 313,000 | 527,000 | 727,000 |
| Noninterest expense | 474,000 | 960,000 | 1,479,000 | 1,948,000 |
| Provision for loan losses | -333,000 | -357,000 | -301,000 | -250,000 |
| Pretax income | 590,000 | 892,000 | 1,208,000 | 1,516,000 |
| Income tax | 200,000 | 303,000 | 407,000 | 491,000 |
| Net income | 390,000 | 589,000 | 801,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,554,000 | 5,753,000 | 5,965,000 | 6,189,000 |
| Total capital | 6,026,000 | 6,231,000 | 6,470,000 | 6,720,000 |
| Risk-weighted assets | 37,451,000 | 37,969,000 | 40,063,000 | 42,175,000 |
Machine access — free, no API key
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