Call reports 2025
PACIFIC ALLIANCE BANK — 2025
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 426,320,000 | 428,623,000 | 442,363,000 | 440,122,000 |
| Total loans | 315,735,000 | 346,994,000 | 326,516,000 | 343,706,000 |
| Allowance for loan losses | 5,383,000 | 5,233,000 | 5,233,000 | 4,733,000 |
| Securities available for sale | 23,466,000 | 21,250,000 | 21,660,000 | 21,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,378,000 | 348,048,000 | 358,768,000 | 358,911,000 |
| Interest-bearing deposits | 329,061,000 | 335,261,000 | 344,582,000 | 345,792,000 |
| Noninterest-bearing deposits | 15,317,000 | 12,787,000 | 14,186,000 | 13,119,000 |
| Equity capital | 53,950,000 | 55,343,000 | 56,656,000 | 56,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,008,000 | 12,887,000 | 19,623,000 | 26,133,000 |
| Interest expense | 3,555,000 | 7,076,000 | 10,623,000 | 13,965,000 |
| Net interest income | 2,453,000 | 5,811,000 | 9,000,000 | 12,168,000 |
| Noninterest income | 119,000 | 186,000 | 230,000 | 271,000 |
| Noninterest expense | 1,856,000 | 3,583,000 | 5,480,000 | 9,815,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -650,000 |
| Pretax income | 716,000 | 2,564,000 | 3,900,000 | 3,274,000 |
| Income tax | 214,000 | 763,000 | 1,160,000 | 979,000 |
| Net income | 502,000 | 1,801,000 | 2,740,000 | 2,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,599,000 | 56,939,000 | 57,914,000 | 57,526,000 |