Call reports 2024
PACIFIC ALLIANCE BANK — 2024
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 381,783,000 | 380,995,000 | 394,425,000 | 411,721,000 |
| Total loans | 292,041,000 | 296,959,000 | 293,298,000 | 301,642,000 |
| Allowance for loan losses | 4,225,000 | 4,225,000 | 4,615,000 | 5,358,000 |
| Securities available for sale | 23,684,000 | 23,528,000 | 24,033,000 | 23,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,108,000 | 296,508,000 | 307,878,000 | 327,724,000 |
| Interest-bearing deposits | 284,062,000 | 278,315,000 | 293,534,000 | 311,903,000 |
| Noninterest-bearing deposits | 15,046,000 | 18,193,000 | 14,344,000 | 15,821,000 |
| Equity capital | 52,194,000 | 52,945,000 | 53,908,000 | 53,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,771,000 | 11,546,000 | 17,502,000 | 23,502,000 |
| Interest expense | 3,233,000 | 6,530,000 | 10,037,000 | 13,642,000 |
| Net interest income | 2,538,000 | 5,016,000 | 7,465,000 | 9,860,000 |
| Noninterest income | 11,000 | 56,000 | 62,000 | 69,000 |
| Noninterest expense | 1,684,000 | 3,304,000 | 4,959,000 | 6,752,000 |
| Provision for loan losses | 0 | 0 | 415,000 | 1,136,000 |
| Pretax income | 865,000 | 1,768,000 | 2,153,000 | 2,041,000 |
| Income tax | 258,000 | 529,000 | 646,000 | 607,000 |
| Net income | 607,000 | 1,239,000 | 1,507,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,388,000 | 55,070,000 | 55,427,000 | 55,372,000 |