Call reports 2023
PACIFIC ALLIANCE BANK — 2023
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 401,611,000 | 390,676,000 | 384,989,000 | 394,118,000 |
| Total loans | 316,314,000 | 286,346,000 | 288,225,000 | 296,587,000 |
| Allowance for loan losses | 4,361,000 | 4,361,000 | 4,361,000 | 4,225,000 |
| Securities available for sale | 22,868,000 | 22,190,000 | 23,175,000 | 23,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,063,000 | 309,518,000 | 301,589,000 | 300,689,000 |
| Interest-bearing deposits | 303,524,000 | 294,068,000 | 279,046,000 | 285,826,000 |
| Noninterest-bearing deposits | 19,539,000 | 15,450,000 | 22,543,000 | 14,863,000 |
| Equity capital | 48,830,000 | 49,495,000 | 50,279,000 | 51,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,508,000 | 11,342,000 | 17,126,000 | 22,982,000 |
| Interest expense | 2,237,000 | 4,945,000 | 7,816,000 | 10,836,000 |
| Net interest income | 3,271,000 | 6,397,000 | 9,310,000 | 12,146,000 |
| Noninterest income | 15,000 | 26,000 | 45,000 | 61,000 |
| Noninterest expense | 1,800,000 | 3,683,000 | 5,540,000 | 7,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,486,000 | 2,740,000 | 3,815,000 | 5,035,000 |
| Income tax | 436,000 | 818,000 | 1,137,000 | 1,501,000 |
| Net income | 1,050,000 | 1,922,000 | 2,678,000 | 3,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,045,000 | 51,949,000 | 53,092,000 | 54,052,000 |