Call reports 2022
PACIFIC ALLIANCE BANK — 2022
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 359,395,000 | 348,240,000 | 358,975,000 | 390,790,000 |
| Total loans | 281,627,000 | 268,445,000 | 299,366,000 | 305,076,000 |
| Allowance for loan losses | 4,185,000 | 4,185,000 | 4,199,000 | 4,361,000 |
| Securities available for sale | 26,684,000 | 26,729,000 | 25,655,000 | 22,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,203,000 | 286,054,000 | 283,205,000 | 312,552,000 |
| Interest-bearing deposits | 275,382,000 | 260,319,000 | 258,661,000 | 290,167,000 |
| Noninterest-bearing deposits | 27,821,000 | 25,735,000 | 24,544,000 | 22,385,000 |
| Equity capital | 44,801,000 | 45,358,000 | 46,215,000 | 47,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,388,000 | 7,093,000 | 11,156,000 | 16,067,000 |
| Interest expense | 374,000 | 778,000 | 1,491,000 | 2,964,000 |
| Net interest income | 3,014,000 | 6,315,000 | 9,665,000 | 13,103,000 |
| Noninterest income | 274,000 | 292,000 | 452,000 | 464,000 |
| Noninterest expense | 1,599,000 | 3,071,000 | 4,683,000 | 6,184,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 176,000 |
| Pretax income | 1,812,000 | 3,659,000 | 5,543,000 | 7,330,000 |
| Income tax | 537,000 | 1,084,000 | 1,632,000 | 2,198,000 |
| Net income | 1,275,000 | 2,575,000 | 3,911,000 | 5,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,077,000 | 47,491,000 | 49,023,000 | 50,269,000 |