Call reports 2021
PACIFIC ALLIANCE BANK — 2021
What PACIFIC ALLIANCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 358,733,000 | 348,359,000 | 372,918,000 | 372,293,000 |
| Total loans | 271,267,000 | 274,515,000 | 284,386,000 | 277,570,000 |
| Allowance for loan losses | 4,025,000 | 4,025,000 | 4,185,000 | 4,185,000 |
| Securities available for sale | 28,488,000 | 28,205,000 | 27,975,000 | 27,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,072,000 | 294,952,000 | 317,459,000 | 313,908,000 |
| Interest-bearing deposits | 273,704,000 | 264,329,000 | 286,444,000 | 289,510,000 |
| Noninterest-bearing deposits | 27,368,000 | 30,623,000 | 31,015,000 | 24,398,000 |
| Equity capital | 41,293,000 | 42,445,000 | 43,904,000 | 45,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,482,000 | 9,993,000 | 13,907,000 |
| Interest expense | 720,000 | 1,238,000 | 1,638,000 | 2,034,000 |
| Net interest income | 2,430,000 | 5,244,000 | 8,355,000 | 11,873,000 |
| Noninterest income | 179,000 | 332,000 | 1,179,000 | 1,305,000 |
| Noninterest expense | 1,568,000 | 3,166,000 | 4,882,000 | 6,312,000 |
| Provision for loan losses | 140,000 | 140,000 | 300,000 | 300,000 |
| Pretax income | 1,195,000 | 2,564,000 | 4,646,000 | 6,860,000 |
| Income tax | 354,000 | 759,000 | 1,375,000 | 2,032,000 |
| Net income | 841,000 | 1,805,000 | 3,271,000 | 4,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,125,000 | 42,089,000 | 43,555,000 | 45,113,000 |